Loans Glossary

APR	Adverse Credit	Arrangement Fee	Arrears
Bad Credit	Bankruptcy	Bridging Loan	Broker
CCJ	Commercial Finance	Consumer Credit Act	Cooling Off Period
Credit File	Credit History	Credit Reference Agency	Credit Scoring
Debt Consolidation	Debt Management	Defaults	Discharge Bankrupt
Equity	First Charge	Fixed Rate Loans	Good credit Rating
High Risk	Homeowner	IVA	Interest Rates
LTV or Loan To Value	Lender	Payment Protection	Personal Loans
Second Charge	Second Mortgage	Secured Loans	Tenant Loans
Unsecured Loans	Term

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANYOTHER DEBT SECURED ON IT

Our interest rate is 14.9% APR Typical variable and this means that two out of three clients pay this rate or lower. On some plans a fee of up to 10% of the amount borrowed may be payable.